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The right insurance for a French family walking vacation

Painted with the diverse countryside of France, picturesque villages and rolling hills, it makes it a perfect place for a walking holiday. Choose somewhere with easy terrain and lots of things to travel around and as well as being suitable for pensioners for young children – not to mention holidays – can also be a holiday.

By their mild nature, walking holidays have a lower injury rate but accidents can and do happen just like any holiday. Fortunately, these injuries are usually minor, but walking can present environmental complaints such as hypothermia or heatstroke, as well as injuries to the spindle ankle, minor fractures, buck cysts and other recurrent strain injuries. Most injuries are more severe in older or older people and tend to tear at their joints, although the second affects younger family members who are physically younger and whose bodies are less adept at controlling their internal environment.

For this reason, for travelers in the UK, every family member, regardless of age or walking experience, should be equipped with an EHIC for any emergency treatment. EHIC, however, cannot cover every event, so even if you travel at low cost, family travel insurance should be set up to avoid any unforeseen medical expenses.

Go to the doctor or hospital

Although most of your vacation will be spent exploring the French countryside and countryside with family, there is always a need to see your doctor – for injuries or any unrelated complaints related to your walk. If you see a physician, EHIC or not, you should pay a temporary fee and claim a refund later. If this happens you can submit your EHIC and any relevant paperwork to the local Caisse Primaire d’Asures Maladie (CPAM) office, or you can return to the UK to claim your refund.

You should be aware that it is possible that you will be eligible for a refund of only one percent (up to 70%) of the cost, which means that when you do not go completely out of pocket, what you have to pay can not be cheap. A cheap family travel insurance policy may cover an emergency physician visit, but it may be worth checking the details before you travel or it may end up costing you less than your low-cost walking vacation expectation

Although we all hope for an event-free and healthy vacation, sometimes visiting the hospital is, sadly, necessary. If this happens, just present your EHIC and in many cases you don’t have to pay anything refundable – it may deter you from the urge to return later. There may be a refund of up to 20% of the total cost applicable, but you must also present an EHIC. This is not always the case, but even so, a cheap family travel insurance policy should cover it. If you are unlucky and have to stay in hospital for a few nights, there is a charge of 1 euro per night which is not covered by EHIC.

Prescription

If you are prescribed something by a doctor while on leave, you will need to read the EHIC’s remittance to complete the prescription. Be sure to fill out the prescription at a pharmacy operated within the French National Healthcare system to make sure the EHIC will cover it. Pharmacists are very easily available in France, and in addition to the smallest villages there are usually several.

As long as you properly cover both your EHIC and personal travel insurance for your home, the unexpected health problems you may face during your French walking vacation will not leave you too much out of pocket.